Running costs

What full independence is actually worth.

Most New Hampshire homes burn oil or propane for heat and hot water, and pay for the fuel plus the delivery plus the tank plus the service contract. This page models the far end of the journey — the whole house electric, running on power you make and store yourself. Move the sliders to your house, and take it in as many steps as you like.

Fossil, today

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fuel + fees + power

All-electric + solar

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total energy bill

Saved per year

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year one

Step one

What you burn right now.

Your last twelve months of deliveries is the most accurate thing on this page. Use it if you have it.

Fuel you heat with

No. 2 fuel oil — 138,500 BTU per gallon.

Price you pay—

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Used per year—

Heat and hot water combined. A 2,000 sq ft NH home on oil typically runs 700–1,100 gallons.

People in the house4
123456+

Hot water tracks how many people are showering far better than any percentage does.

How your hot water is made

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Burner efficiency—

Older cast-iron boilers sit near 75%. A modern condensing unit reaches the low 90s.

Tank rent, delivery & service—

Service contract, tank rental, delivery and fill surcharges. Real money that disappears with the tank.

Electricity you use now—

Everything that's already electric — lights, plugs, laundry, well pump.

Utility fixed charge—

The monthly customer charge you pay to stay connected, whether you import anything or not. It doesn’t go away.

Electricity rate—

All-in, including delivery. NH runs high — check a recent bill.

Adds a small amount of fuel, and switching to induction adds about 350 kWh a year.

Step two

What the house would run on.

A heat pump moves heat rather than making it, so it delivers two to three times more heat than the electricity it draws. Whichever pieces you swap over, and whenever you do it, we build the generation and storage to carry them.

Heat pump seasonal efficiency—

COP averaged across a NH winter, cold snaps included. Cold-climate units land near 2.8.

Heat pump water heater—

Roughly a third the energy of an electric resistance tank.

Solar array—

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Battery backup—

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Fuel price rises per year—

Oil and propane have historically climbed faster than electricity. Set it to zero to be conservative.

Side by side

The same house, fully independent.

What you pay now

Oil heat & hot water

Heating fuel——
Hot water fuel——
Cooking fuel—
Tank, delivery & service—
Electricity——
Every year—
→

Fully electric, on your own power

Heat pumps, induction, solar

Heating——
Hot water——
CookingInduction—
Staying connected——
Solar covers——
Every year—
From dropping the fuel—

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From the solar array—

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From losing the tank—

Service contract, tank rental and delivery charges, gone.

The house draws
—everything, all electric
The array makes
—on your roof
So you still buy
—from the utility
Your energy bill
—a year
Installed cost, after any incentives—

Everything: heat pumps, water heater, range, array, batteries, electrical work. Enter what you'd actually pay.

Cumulative position Break-even Fossil spend if you do nothing

Read this before the numbers

This page shows the finished picture — every load electric, all of it on your own power. Getting there is a series of steps, and most people take them a few years apart. The appliance side is its own project with its own cost, so if you want a true payback figure, make sure the installed-cost slider covers everything you'd actually be buying, not just the array and the batteries.

These are estimates built from typical New Hampshire values and whatever you typed above. They are not a quote, and nothing here is guaranteed. The single biggest lever is your actual fuel use — if you have last year's delivery tickets, put those numbers in and the rest gets a lot more trustworthy.

Watch the three-way split above, because it tells you where the money is really coming from. If you're on natural gas, the fuel switch on its own often saves little — gas is cheap per BTU in the towns that have it — and most of the number is the solar array, which you could have put up anyway. On oil or propane the fuel switch carries itself before the roof does anything. We'd rather point that out than let a big headline figure do the selling.

The battery isn't in the payback maths above. It doesn't lower a bill; it keeps water running, heat on and food cold when the road is closed. We treat that as what you get on top, not as the reason the numbers work.

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Get these numbers for your house